With SadaPay, you’re free to use your virtual and physical debit cards to spend money abroad.

If you make a purchase in a foreign currency, we charge an International Transaction Fee of 5% of the base amount (tax exclusive). Please note that the conversion rate applied is passed to us by our bank partners. 🙏

When you make a transaction in a foreign currency, it is “settled” a few days later by the merchant. The rate you’re charged at the time of your transaction might change once your transaction is settled, based on the rate on the date of settlement. 🙂
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​Key words: Exchange Rate, Markup, Foreign Exchange, Settlements, International Transactions, Fx Rate